The term "Money Market" refers to a financial market where short-term borrowings and lendings are made. It is also known as the cash or treasury bills market, which deals with the buying and selling of government securities that have a maturity period of less than one year. The money market helps in facilitating the flow of short-term funds between institutions such as banks, insurance companies, pension funds, etc., to help them meet their liquidity requirements. It also plays an important role in influencing interest rates and monetary policy decisions taken by central banks. Investments made in money markets are generally considered to be low risk with relatively lower returns compared to other investment avenues.